Gold.com, Inc. reduced its credit facility limit to $250,000,000 on September 29, 2026, as the company entered into a new uncommitted revolving line of credit. The move converts the firm's previous financing arrangement into a facility payable on demand, according to the company's Form 8-K filing with the U.S. Securities and Exchange Commission.
The new Second Amended and Restated Credit Facility Agreement replaces the existing credit agreement, which was originally dated August 21, 2025, and subsequently amended by an Incremental Facility Agreement and First Amendment dated February 13, 2026. Under the new terms, the facility size drops from $427,500,000 to $250,000,000. CIBC Bank USA serves as the administrative agent for the lenders party to the agreement.
The restructuring removes several operational restrictions that were present in the prior contract. Specifically, the new agreement eliminates caps on special and recurring dividends, share repurchases, acquisitions and investments, precious metal repurchase arrangements, and secured metals leases. These changes are subject to certain conditions outlined in the document. Additionally, the facility increases limitations on inventory locations and inventory in-transit, while also raising limits for certain major counterparties.
| Metric | Previous Agreement | New Agreement |
|---|---|---|
| Facility Size | $427,500,000 | $250,000,000 |
| Commitment Status | Committed | Uncommitted |
| Payment Terms | Standard | Payable on demand |
The company, headquartered at 1550 Scenic Avenue in Costa Mesa, California, signed the report on October 2, 2026. Carol Meltzer, General Counsel and Secretary of Gold.com, Inc., executed the document on behalf of the registrant. The full text of the Second Amended and Restated Credit Agreement is attached as Exhibit 10.1 to the filing.